Car Valeting Insurance

Vehicle owners want their pride and joy taken good care of when getting a valet. A valeter, who will be using cleaning chemicals and specialised cleaning equipment, will want to have insurance to make sure that if any accidents happen, both they and the customer's vehicle are covered.

- Safeguarding your business
- Competitive policy prices on car valeting insurance
- Tailored insurance to meet your valeting business needs

Safeguard Your Business with Car Valeting Insurance

Whether your car valeting business operates out of a garage, other location or is mobile, having a good valeting insurance policy will make certain that if any accidents happen, you can have peace of mind that it'll be taken care of. Car valeting insurance is essential to protect your equipment, damages to your business's or your clients' cars and to safeguard against accidents or theft.

Here at Prime Cover, we understand the unique requirements of car valeting insurance. We offer:

  • Comprehensive policies that protect your business.
  • Additional commercial policies available to cover your business against loss or damage to equipment.
  • Protection against employee theft and business interruption.
  • Insurance to protect the public and employers' liability cover.

We aim to provide a car valeting insurance online quote at the most competitive prices.

Criteria for Valeting Insurance

,When applying for car valeting insurance, providers will consider a variety of factors and may request certain information or criteria, such as:

  • Business details – The nature of the business, annual turnover or revenue and the length of time it has been trading.
  • Coverage required – The types of coverage required will influence the application. The most common types include public and employers’ liability, if you have employees, tools and equipment, road risk insurance, business interruption as well as treatment risk of potential damage to vehicles being worked on.
  • Previous claims history – Frequent claims, historically, could impact the cost of the premium.
  • Security measures – Added security at your valeting location can help bring insurance costs down.
  • Volume of work – The number of vehicles, and the value of them, you valet in a week or month.

There may be other unique factors to your business you may need coverage for, and our expert team are keen to help you discover your valet insurance needs and create a quote to suit your budget. So, get in touch for your free, no-obligation quote.

How Much Does Car Valeting Insurance Cost?

The cost of your car valeting insurance will depend on the levels of cover you need, and the aspects of your business you choose to protect. At Prime Cover, we can build you a bespoke policy that offers all the cover you need and nothing you don’t, all for an affordable price. Contact us today for a free quote. 

What Does Insurance for Car Valeters Cover and What’s Not Included?

Public liability Use of heat, except in the case of heat guns to remove vinyls
Business contents Boats and other non-road-going vehicles
Employer’s liability Any processes of cleaning that use chemicals or methods other than those stated in the manufacturer's guidelines
Stock cover Communicable disease cover
Business legal insurance n/a
Personal accident cover n/a
Tool cover n/a
Premises cover n/a
Excess insurance n/a
Product liability n/a

Car Valeting Insurance - Why Is It Important?

Car valeting insurance is crucial for protecting your business from financial losses due to accidents, damages or thefts occurring during vehicle cleaning services. This insurance enables you to operate without worrying about potential liabilities that could severely impact your valeting business.

  • Damage coverage - Covers costs from accidental damage to vehicles under your care.
  • Liability protection - Shields against claims if a customer's property is damaged performing your services.
  • Theft coverage - Provides protection against theft of tools and equipment.

Request A Quick Quote Today

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FAQs

This will depend on the many variables that are your unique business. As valeting businesses are as varied in size and style as the cars they work on, no one policy fits all. To find out what insurance your business needs, get in touch with a friendly and expert member of our team to discuss your requirements.

The cost of your car valeting insurance will depend on the size and scope of your business. If you’re a self-employed, mobile valet, you will have different insurance needs than a company with several employees operating out of a fixed premises. To find out more about the cost of car valeting insurance, get in touch today.

Anyone working as a car valeter will require car valeting insurance. Without it, you’re leaving yourself open to risk factors that could potentially cause your business to close down.

The other forms of insurance you’re likely to require can be built into your car valeting insurance policy. Your insurance provider should be able to work with you to assess the level of cover you need based on your situation and build a policy that best protects your business’s future.  

At Prime Cover, we work almost exclusively in the motor trade and are experienced in building bespoke policies to suit all kinds of motor trade-related businesses. We can build a bespoke car valeting insurance policy to cover the unique risk areas your business faces. Contact us today to discuss your needs and receive a free quote.

When car valeters need to make a claim, they must contact their insurer immediately after an incident. Documentation such as photographs of the damage, a detailed account of what occurred and any relevant third-part information must be provided. The insurer will then assess the claim to determine compensation.

Obtaining valeters insurance with Prime Cover is simple. Get in touch with our friendly and knowledgeable team and send us your details about your valeting business, including the types of services offered and the number and type of vehicles handled. We will then offer a free quote tailored to your specific needs, which you can accept to start your coverage.

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