Quality Work Through Dedication
We believe in giving every customer the highest level of service and always aim to inform and educate you on your options with clarity that cuts through jargon and technical language. With over 40 years of experience in the industry amongst our senior management team, you can rest assured you’re in safe hands.
No-nonsense Insurance Advice Without the Jargon
We started the company to do just that – offer sensible, easy-to-understand help for business owners and their insurance needs. Clear and concise communication and honest and up-front advice every time.
- Simple, clear process
- Competitive pricing
- 24/7 claims support
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Our Customers Trust Us!
Motor Trade Insurance
Explore how Prime Cover can set your business up with the best, most affordable motor trade insurance, protecting your business and employees from many types of risks, whether you operate from a garage, are out on the road recovering vehicles or need cover for your motor fleet. Tailored policies, the right levels of cover all at competitive prices.
Who Needs a Motor Trade Insurance Policy
Mechanics
Whether you’re a mobile mechanic or working from a garage, you’ll need cover for your property, equipment and employees, and we can find you the right mechanic insurance.
Vehicle Sales
We understand the unique need for vehicle sales insurance for vehicle sales businesses and can find the perfect cover for you.
Valeters
Taking care of customer vehicles requires comprehensive valeters’ insurance policies to protect your business, personal vehicles and customer’s property.
Body Repairs
Repairing collision-damaged vehicles is precise work and comes with risks. We can find the ideal policy to cover the risks you face in your business for ultimate peace of mind.
Self-Employed Workers
When you work alone, you need to be supported by a bespoke self-employed insurance policy which will cover all elements of risk to protect your business.
Auto Electricians
For the wizards of the motor trade world, auto electrician insurance provides protection from the risks associated with their important work.
What Level of Cover Do I Need?
There are three main levels of coverage for your vehicle’s insurance. The most basic Third Party Only (TPO) is a legal requirement of being able to drive on the roads in the UK, but other packages provide coverage for greater levels of protection.
Third Party
This protects you from paying for damages to other people’s vehicles and property and is the most basic level of insurance.
Third Party, Fire and Theft
TPFT covers all that a TPO level will, but also provides coverage against the damages of potential fire or theft of the vehicle.
Comprehensive
An all-encompassing protection which covers your own vehicle and injuries to yourself as well as anyone else.
Why Choose Prime Cover
- Expertise – Our expertise spans more than 40 years in the motor trade insurance industry. We have a team that understands the unique needs of the wide range of motor trade businesses across the UK.
- Specialists – Our specialist skills lie in helping the motor trade industry succeed with the right levels of protection, from third party policies to full comprehensive cover.
- Clear Communication – We don’t hit you over the head with jargon. Our team explains our process, the types of cover and all aspects of our services in clear terms.
- Value – Combining our leading expertise and industry connections, we find our clients the most cost-effective and affordable insurance quotes that match their requirements perfectly.
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